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Management Team

Deborah Snow
President and Chair of the Board/Director

Debbie has worked for Accredited since its inception. Today, she is an officer and director, responsible for overseeing all corporate planning, investments, profit-sharing investments, expansion and diversification, marketing and recruiting. Under her leadership, Accredited has grown five-fold and is now one of the top niche insurance companies in the country.

Debbie has been actively involved in developing industry standards for bail and lobbying for reform. She works closely with Accredited’s political consultants, state and national bail associations, and legislators to increase safety for bail agents and the public.

Along with her sister Sharon, Debbie was honored as a “Trailblazer,” a coveted award given by the National Association of Women Business Owners and Wells Fargo. In addition, she was a finalist for the Orlando Business Journal’s “Women Who Mean Business” and is a recipient of WMFE’s “Speaking of Women” award. Debbie was also a 2009 Finalist Winner for Enterprising Women’s, Enterprising Women of the Year.

Deborah Snow is a member of Associated Industries of Florida (AIF), a voluntary association of diversified businesses that was created to foster an economic climate in Florida conducive to the growth, development, and welfare of industry and business and the people of the state.

Deborah is on the Florida Virtual School Board of Trustees (FLVS), an established leader in developing and providing virtual K-12 education solutions to students all over Florida, the U.S. and the world. A nationally recognized e-Learning model and recipient of numerous awards, FLVS was founded in 1997 and was the country's first, state-wide Internet-based public high school. Today, FLVS serves students in grades K-12 and provides a variety of custom solutions for schools and districts to meet student needs.


Sharon Snow Jallad
Chief Operating Officer/Director/Corporate Secretary

In 1994, Sharon joined Accredited’s management team, partnering with her sister, Debbie, to expand the family business. In 1996, she became co-owner of the parent company, Accredited Holding Corporation. As Chief Operating Officer, Sharon is responsible for overseeing the development, implementation and monitoring of the company’s operations. She works closely with Department heads to ensure the company’s operations are efficient and meet a high standard of best practices and regulatory compliance. In addition, she serves as the company’s Compliance Officer.

Prior to joining Accredited, Sharon was in the field of education. She earned her bachelor’s degree in history from the University of Louisiana at Lafayette (UL) and completed graduate course work at UL and the University of New Orleans.

In addition to receiving the Trailblazer award from the National Association of Women Business Owners and Wells Fargo, Sharon was also a finalist for the Orlando Business Journal’s “Women Who Mean Business” award. Sharon actively lends her time and support to the Adult Literacy League of Central Florida, is an active member of the Florida Hospital Foundation Family Board, and currently co-chairs the Winter Park Hospital Women’s Health Task Force.


Marney Emel
Chief Financial Officer

As Chief Financial Officer, Marney Emel is responsible for Accredited’s record-keeping, financial compliance and financial planning. Marney previously served as the company’s Director of Finance.

Prior to joining Accredited, Marney was in public accounting for 10 years at Orlando accounting firm Geller, Ragans, James, Oppenheimer, and Creel. She received both her bachelor’s and master’s degrees in business administration from Stetson University. Marney is a member of the Board of Directors for Harbor House — Orange County’s Center Against Domestic Violence and a member the Property and Casualty Insurers Association of America’s Financial Issues Committee.


Julie Henderson
Regional Bail Manager North Carolina and South Carolina

Julia Henderson – Gilliam (known to most as Julie Henderson) is a lifelong resident of Henderson County, North Carolina. Julie began her career in the bail industry with a large General Agent in 2002 and became licensed as a surety bondsman in 2006. Julie's tenure and experience in bail gives her an in depth knowledge of bail and bail regulations for not only North and South Carolina, but other states as well. Julie assists agents in North and South Carolina in all areas of bail, from licensing to problem situations that may arise

Julie is a current board member of the North Carolina Bail Agents Association, is active in volunteering for the Relay for Life and most recently the Muscular Dystrophy Association. She has also donated her time and assistance to the NC Bail Agents Association, Bail PAC, and Surety Guild since she began in the bail industry in 2002. Julie resides in Hendersonville with her son.


Maggie Kreins, MCBA
Regional Bail Manager, California

Maggie Kreins joined Accredited as Industry Relations Coordinator in 2008. A native of Madrid Spain, Maggie followed her father into the bail business receiving her bail license in 1987. Prior to joining Accredited, Maggie owned and operated Maggie's Bail Bonds in Long Beach, California. Maggie has been an active leader in the bail industry serving on the California Bail Agents Association as secretary for 10 years and as the only female to be elected President. Maggie is a founding member and past Vice President of the Los Angeles Bail Agents Association.

Additionally, Maggie has served as the secretary of the Professional Bail Agents of the United States and as a director at large for the past eight years. Maggie has served as a bail agent representative on Los Angeles District Attorney Steve Cooley's task force for bail reform. At the community level, Maggie served as the Police Liaison for the Downtown Long Beach Business watch, as treasurer for her local business association and as a representative of the Downtown Long Beach Associates.